Last updated: 1 January 2026

Terms & Conditions 123rf – The Complete Guide for All Malaysian Players

Before using the 123rf platform, please read these terms and conditions carefully. This document covers all rules relating to account registration, deposits in Malaysian Ringgit, bonuses, Sports Betting, poker, lottery, and withdrawals.

DOCUMENT SUMMARY
Age requirement: 18 and above
All transactions in MYR (Malaysian Ringgit)
Exclusively for players based in Malaysia
One account per person, per phone number
Minimum deposit: RM20 per transaction

Key Things You Need to Know

Five key things every Malaysian player needs to know about 123rf's Terms & Conditions

Eligibility & Registration
Only individuals aged 18 and above who are located in Malaysia are eligible to register a 123rf account. Each individual is permitted one account only, linked to a unique Malaysian phone number and email address.
MYR Deposits & Withdrawals
All transactions are in Malaysian Ringgit (MYR). Minimum deposit is RM20 via Touch 'n Go, GrabPay, Boost, ShopeePay, DuitNow, or FPX. Withdrawals are processed within 30 minutes to e-wallets, or 1–3 business days to bank accounts.
Bonus & Promotions Terms
All bonuses are subject to the stated wagering requirements and cannot be withdrawn until those requirements are met. One bonus per person, per IP address, and per device. 123rf reserves the right to void any bonus if these terms are breached.
Sports Betting Rules
All Sports Bets are final once submitted. Odds are updated in real time. Bets on matches that are cancelled or postponed by more than 24 hours will be voided and stakes fully refunded.
Privacy & Data Security
Your personal data is protected with 256-bit SSL encryption. 123rf will not share your information with any third party without your consent, except as required under applicable Malaysian law.
Responsible Gaming
123rf is committed to Responsible Gaming. Players may set deposit limits, betting limits, or request a temporary break at any time through account settings, with no conditions or penalties.

1Acceptance of Terms & Conditions

By registering, accessing, or using the 123rf platform via https://123rf.wine or any related application, you agree to be fully bound by these Terms & Conditions. If you do not agree with any part of these terms, you should not use the 123rf platform.

These Terms & Conditions constitute a legally binding agreement between you as the user and 123rf as the platform operator. This document should be read in conjunction with the Privacy Policy and Responsible Gaming Policy available on our platform.

These Terms & Conditions apply to all 123rf products and services, including Sports Betting, poker, lottery, slots, and Live Casino. Continued use of the platform following any amendment to the terms constitutes acceptance of the revised terms.

2Eligibility & Account Registration

2.1 Age Requirement

The 123rf platform is strictly for individuals aged 18 and above. 123rf reserves the right to request age verification at any time, and any account suspected of belonging to a minor will be suspended immediately without refund.

2.2 Geographic Restrictions

123rf services are offered to players located in Malaysia. You are responsible for ensuring that your use of this platform complies with the local laws applicable in your area.

2.3 One Account Per Individual

Each individual is permitted to hold only one active account on 123rf. This restriction covers:

  • One account per verified Malaysian phone number.
  • One account per unique email address.
  • One account per IP address or device.
  • One account per identity card or passport number.

Any attempt to register multiple accounts will result in all such accounts being suspended and balances returned minus all bonuses received.

Registering with false information or lending your account to another person is a serious violation of 123rf's terms and may result in permanent account termination without any refund of remaining balance.

3User Account Management

3.1 Password & Security

You are solely responsible for maintaining the confidentiality of your 123rf account password. 123rf will not be liable for any losses resulting from unauthorised use of your account by a third party. Please contact 123rf support immediately if you suspect your account has been accessed without your authorisation.

3.2 Identity Verification (KYC)

123rf reserves the right to request identity verification documents at any time, including a copy of your Malaysian identity card, bank statement, or proof of address. This is standard procedure to ensure account security and compliance with applicable regulations.

3.3 Updating Your Information

You are responsible for ensuring that all information in your 123rf account profile is accurate and up to date. Withdrawals will only be processed to an account or e-wallet whose registered name matches the name on your 123rf account.

4Deposits & Withdrawals

4.1 Permitted Deposit Methods

123rf accepts deposits in Malaysian Ringgit (MYR) via the following local Malaysian payment methods only:

Payment MethodsMinimum DepositDaily Maximum LimitProcessing Time
Touch 'n Go eWalletRM20RM5,000< 1 minute
GrabPayRM20RM5,000< 1 minute
BoostRM20RM3,000< 1 minute
ShopeePayRM20RM3,000< 1 minute
DuitNowRM20RM10,000< 1 minute
FPX – Maybank2uRM20RM30,000Instant
FPX – CIMB ClicksRM20RM30,000Instant

4.2 Withdrawal Terms

The minimum withdrawal is RM50 per transaction. Withdrawals will be processed to the same payment method used for the deposit, or to a verified Malaysian bank account held in the name of the 123rf account holder. Withdrawal processing times are as follows:

  • E-wallet (Touch 'n Go, GrabPay, Boost, ShopeePay): 30 minutes to 2 hours.
  • DuitNow: 30 minutes to 4 hours.
  • FPX bank transfer: 1 to 3 business days.

Any bonus balance that has not met the wagering requirements cannot be withdrawn. Only your cash balance is eligible for withdrawal at any time, with no additional conditions.

4.3 Prohibited Funding Sources

You warrant that all funds deposited into your 123rf account are legally yours and free from any illicit activity. 123rf reserves the right to withhold withdrawals and report suspicious transactions to the relevant authorities.

5123rf Bonuses & Promotions

5.1 General Bonus Terms

All bonuses and promotions offered by 123rf are subject to the wagering (rollover) requirements stated alongside each offer. These requirements must be fully met before any winnings derived from a bonus can be withdrawn.

5.2 Welcome Bonus

The 123rf welcome bonus of up to RM1,000 is available to new members making their first deposit only. The specific terms of the welcome bonus are as follows:

  • One welcome bonus per registered account only.
  • Sports bets placed at odds below 1.50 do not count towards wagering requirements.
  • Bonuses must be used within 30 days of being credited or they will expire.
  • Attempts to abuse bonuses will result in account suspension.

5.3 Ongoing Promotions

123rf reserves the right to modify, suspend, or withdraw any ongoing promotion at any time. Changes will be communicated through your account. Players who have already received the relevant bonus will remain subject to the original promotional terms at the time of receipt.

The use of automated software, bots, or any other unauthorised methods to obtain or fulfil bonus requirements is strictly prohibited at 123rf and may result in permanent account termination.

6Sports Betting Rules

6.1 Final Upon Submission

All Sports Bets on 123rf are final and cannot be cancelled once confirmed by the system. Please review all bet details carefully before clicking the submit button.

6.2 Cancelled or Postponed Matches

If a match is cancelled or postponed by more than 24 hours from its originally scheduled time, all related bets will be voided and stakes fully refunded to your account balance. This applies to Malaysia Super League matches, EPL, badminton, and all other sports.

6.3 Odds Errors

In the event of a technical error or data discrepancy in the displayed odds, 123rf reserves the right to void any affected bets and refund all stakes. This applies even if the bets were previously accepted.

6.4 Cash Out

The Cash Out feature is available for selected matches and is subject to system availability at the time. The cash out value is calculated based on current odds, and 123rf reserves the right to remove the Cash Out option from any market at any time.

7Poker & Table Games

All poker games on 123rf use a Random Number Generator (RNG) certified by an independent auditing body to ensure fairness. Collusion between players, the use of assistance software (poker solvers) during live play, or participating at multiple tables under different identities is strictly prohibited.

Free poker credits received as part of a 123rf bonus package are released progressively based on the number of hands played. Any winnings from free poker credits are credited to the bonus balance and are subject to the wagering requirements specified at the time the credits were awarded.

8Lottery & Number Games

Lottery tickets purchased on 123rf are final once confirmed. Winnings from lottery games are automatically credited to your account balance within 30 minutes of the draw results being announced. Free lottery tickets received through 123rf promotions carry the same winning odds as paid tickets, but any winnings are subject to a minimum 1x wagering requirement before withdrawal.

9Slots & Live Casino

All slots and Live Casino games on 123rf use a certified RNG system. Payout rates vary by game, and RTP (Return to Player) information is available on each game's page. Free spins received through 123rf promotions carry a fixed value, and any winnings are subject to the wagering requirements stated at the time the spins are awarded.

10Prohibited Conduct

The following actions are strictly prohibited on the 123rf platform and may result in immediate account termination:

  • Registering multiple accounts to take advantage of bonuses or promotions.
  • Transferring funds between different 123rf accounts for fraudulent purposes.
  • Using automation software, bots, or scripts to automate betting.
  • Colluding with other players in poker or table games.
  • Lending or selling your account to a third party.
  • Using a payment method that does not belong to you to make a deposit.
  • Attempting to exploit bugs or system errors.
  • Any activity related to money laundering or illegal financing.

123rf reserves the right to withhold all balances and void all associated bets if there is reasonable evidence of any of the above violations, without prior notice.

11Account Suspension & Termination

11.1 By 123rf

123rf reserves the right to suspend or terminate any user's account at any time and without prior notice in the event of a breach of these Terms & Conditions, suspicious activity, or for operational and regulatory reasons. For terminations not involving a breach, any valid cash balance will be refunded within 7 business days.

11.2 By the User

You can close your 123rf account at any time by contacting our customer support team via live chat or email at support@123rf.wine. Requests will be processed within 3 business days, and any remaining cash balance will be refunded via your most recent payment method.

12Responsible Gaming

123rf takes responsible gaming seriously. We provide the following tools to help you stay in control:

  • Daily/Weekly/Monthly Deposit Limits: Set a limit on the total amount you can deposit within a specified time period.
  • Bet Limit: Set a maximum stake limit per single bet.
  • Loss Limit: Set the maximum amount you are willing to lose per day, week, or month.
  • Cool-Off: Block access to your account for a period of 24 hours to 30 days.
  • Self-Exclusion: Apply to be excluded from the 123rf platform for a period of 6 months up to permanently.

If you or someone you know needs help with a gambling problem, please visit the Responsible Gaming us for assistance resources and more information.

13123rf Liability Limit

To the extent permitted by applicable Malaysian law, 123rf shall not be liable for:

  • Indirect, consequential, or punitive damages arising from the use of the platform.
  • Technical disruptions or failures beyond 123rf's reasonable control, including internet outages, server failures, or power supply interruptions.
  • Losses resulting from the use of your account by an unauthorised third party due to your own negligence.
  • The accuracy or completeness of information provided on the platform for non-gambling purposes.

In any event, 123rf's total liability to you shall not exceed the amount you have deposited into your account in the 30 days preceding the claim.

14Amendments to Terms & Conditions

123rf reserves the right to amend, modify, or update these Terms & Conditions at any time. Changes take effect immediately upon being published on the platform. You will be notified via in-account notifications or email for significant amendments. Continued use of the 123rf platform following any amendment constitutes your acceptance of the revised terms.

If you have any questions about these Terms & Conditions, please contact the 123rf support team via:

This Terms & Conditions document is in Bahasa Malaysia. In the event of any discrepancy between the Bahasa Malaysia version and any translation in another language, the Bahasa Malaysia version shall prevail.

Understand the Terms & Ready to Get Started?

Register a free 123rf account today and claim a welcome bonus package of up to RM1,000 – all in Malaysian Ringgit

18 and above only Deposit in MYR 24/7 Bahasa Malaysia Support
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